Your effort is your rent.
The Effort Exchange is simple: work a minimum of 35 hours a week and your rent and utilities are fully covered. No bills, no surprises — just a stable home and peace of mind. Anything beyond what’s needed goes into a savings account for repairs and upgrades.
Trade effort for stability — in four steps.
Commit your effort
Work a minimum of 35 hours per week. That commitment is the foundation of the Effort Exchange.
Rent & utilities, covered
Your effort covers all rent and utility fees — no monthly bills hanging over you, just peace of mind and stability.
Surplus builds savings
Effort beyond what’s needed is stored in a savings account set aside for repairs and upgrades to your home.
Verified at sign-up
During sign-up we verify identity, income, and payments through Plaid and Stripe so the exchange stays fair and transparent.
One commitment covers it all.
Thirty-five hours a week is the whole price of admission. Meet it, and your rent and every utility are taken care of — giving you the stability to focus on what comes next.
Stability you can count on.
Peace of mind
No rent invoice, no utility bill, no late-fee anxiety. Your housing is secured by the work you already do.
A savings cushion
Surplus effort funds a dedicated account for repairs and upgrades — so your home keeps getting better.
A clear program
All profit stays with the nonprofit, but it remains accessible to you while you’re in the program, under our rules and regulations.
Fair, verified, transparent
During sign-up, we’ll verify your identity, income, and payments through Plaid and Stripe. This keeps the Effort Exchange fair for everyone. All profit stays with the nonprofit and remains accessible to you while you’re in the program, under our rules and regulations.